BTW, most all negative film (C41) can absorb an astonishing amount of overexposure particularly when compared to digis. You didn't say which films specifically but for instance the Kodak Portra 400 has this quality as shown below compared to some digis I've used.
Link to larger version ->
http://www.fototime.com/3EDD4D13204247B/orig.jpg
And to Derek's point about the MX's 1/1000 shutter speed limitation, you can see from my examples that with normal processing and scanning, a 2 stop difference between 100 speed and 400 speed film won't even need special development compensation.
I've tested other films like Fuji 100, Kodak BW400, Kodak Ektar 100, Kodak TMAX 100 and 400 as well as Kodak Portra 160 and all are good overexposing by 3-4. Of course you should make sure your meter and technique are accurate.
This has some quite practical use as you can shoot particularly wide latitude scenes with all the confidence of post processing both shadows and highlights as shown below.
You might come upon a scene that your meter recommends 1/60 but you want 1/4 to smooth the water but you don't have ND filters with you to make a "proper" exposure. Of course knowing that Kodak Ektar 100 can handle 4 stops overexposure with ease you shoot it with confidence - with no development compensation, like the example below.
Shooting at box speed and your cameras suggested exposure is just that -
a recommendation. However it is a good idea to learn the characteristics of your film, camera and your aesthetics so that you have a known good reference point. After that adjust to your own taste and have fun at it! Good Luck!