Originally posted by MindControl: Do I need to update firmware? and how do I format the SDHC card?
It's best to format your card in the camera. Just scroll through the menu until you see the format prompt in the setup section and press the OK. It just takes a few seconds. Press the menu button while the camera is off and with that button pressed, turn the camera on. It will display your current firmware on the screen. If it says Version 1.31, you're up to date.