OKAY i apologize everyone, it turns out that the out of camera JPEGS
are of slight better quality!
but i dont shoot in JPEG! so there, i'm technically still right.
considering i would prefer Adobe converting the raw file into JPEG for me rather than something inside our little camera, and i would also trust Noise Ninja with noise reduction, again, rather than someinething inside the camera
but if you want to pay a premium for something you probably already have installed on your computer... go right ahead
until the cost of a K200D matches a K10D it is my opinion that a K10D is the better deal here.