I got lucky with this shot. I was on the 14th deck on a cruise ship and had been on the starboard side just prior to coming up to this scene. Also, had I been on a lower deck, I would have been at the wrong angle to fully see this awesome reflection.
The "eye" affect was more apparent in the viewfinder than w/ my own eyes. The RAW image was processed via Lightroom 4 and NikSoftware's Color Efex 4 plug-in. The ship is from the National Geographic.